Auto Accident FAQ
What does “No Fault” mean to me?
The No Fault System means that for serious, but non-permanent injuries each person looks to his/her own insurance for payment of medical bills and wage or income losses regardless of fault.
Am I required to have No Fault?
If you own an operable car in Florida, No Fault coverage is the only coverage required by law. In order to protect yourself, you should have the fullest coverage you can afford.
What things should I do if I am involved in an accident?
Seek medical attention.
Call the police.
Cooperate with the police and emergency personnel.
Collect license plate numbers, names, addresses, phone numbers and insurance information from all parties involved.
Take photographs of vehicles and injuries.
Contact your attorney.
What SHOULDN’T I do if I am involved in an accident?
Do not move your vehicle after an automobile accident unless necessary for safety or required by law.
Do not leave the scene of an accident until the police inform you that it is okay to do so.
Do no throw away any potential evidence in the case.
Do not engage in discussions at the scene as to who is at fault.
Do not apologize for anything at the scene or afterwards.
Do not agree to settlement terms without contacting your attorney.
When should I speak with an attorney?
The best time is as soon as possible after the accident. The sooner you speak with an attorney, the faster the attorney can secure a copy of the crash report, photograph all vehicles before repair, photograph the crash site (if necessary), and interview witnesses.
What should I bring to the initial consultation?
Bring all records associated with your case that are in your possession. This includes medical records, police reports, medical bills, incident reports, photographs, and any other documentation related to the accident.
How much is my auto accident case worth?
This question depends on many factors:
If someone else’s negligence caused the auto accident and resulted in injuries, we can help you obtain any payment you are entitled to for your medical bills plus compensation for pain and suffering. This would include past and future medical bills.
If you were seriously injured and missed time from work, you may be entitled to compensation for lost wages or loss of earning capacity in the future. Our attorneys can help you retain such compensation.
How long will it take to get a fair and reasonable settlement offer?
Cases can vary in length from weeks, months, even years in some instances. Typically, you will get paid after you have healed from your injuries and have been released by the doctor. This is the best way you can be assured of receiving full value for your injuries. We want you to get the most compensation for your injuries, so we wait until treatment is completed before telling the insurance company how much your case is worth. While we wait for your treatment to be completed, we gather information that increases the value of your auto accident case. We constantly do everything we can to move your case forward toward settlement.
Will I have to go to court?
If the insurance company agrees to pay what we agree your case is worth, and you wish to settle for that amount, then your case will not go to court. This is what happens in most situations. Some cases do require a formal trial proceeding, however, in either situation hiring a lawyer with experience in handling personal injury cases is critical. We prepare all of our cases as if they are going to court, and this is the very reason why most of our cases get settled outside of court. Our preparation allows us to negotiate from a position of strength, helping you get the maximum award for your injuries.
Should I release my records to the insurance adjuster?
Definitely not! Releases should only be signed under limited circumstances and after consulting with a qualified personal injury lawyer. If your medical information gets into the insurance adjuster’s hands, it could hurt your case.
Who will pay the doctor bill and fix the car if the other person has no insurance?
Even if the other driver doesn’t have any insurance, you may still be covered. Check with our office. We can look at your profile and tell you if you have uninsured motorist coverage, coverage which can compensate you if you have a car accident in Florida with someone who has no insurance.
Contact us today to schedule an initial consultation regarding your automobile accident.